Scenarios

Six scenarios, one calculator.

Each example links straight to the calculator with the inputs pre-filled. Click any one and tweak the numbers to match your situation.

Retirement

Start at 25, retire at 65

40 years of $200 a month in a broad index at 8% average annual return.

~$702,000 nominal · ~$215,000 in today's dollars at 3% inflation

House

Target an $80k down-payment with high-yield savings at 5% and $500 a month.

~$85,500 nominal — on track for an $80k down-payment

College

$5,000 now plus $250 a month until the kid starts college at 18.

~$112,000 nominal — covers most four-year public tuition at today's rates

Emergency

$300 a month into a 4.5% HYSA to build a $7,500 cushion.

~$7,580 nominal — six months of a $1,250/month lifestyle

Windfall

$50,000 lump sum, no deposits, in a tax-advantaged account for 30 years at 7%.

~$405,000 nominal — the single $50k turned into eight of itself

Business

Business dividends of $1,000 a quarter at 9% quarterly compounding for 15 years.

~$157,000 nominal — $70k in dividends compounded into $150k+

Pick any scenario above and move the rate, horizon, or deposit — the slope moves with it.